Interested in laughing about money and learning a thing or two in the process? You are the constant. I help people navigate through big life decisions, like buying a home, paying off student loans, maximizing their company benefits, planning their next vacation, investing in their future, and resisting their brother-in-law's hot stock tip. Though they both have a habit of miscategorizing transactions, changing those categories is an easy fix. Lambert first explained the benefits of meal planning, including saving money and time and improving your health. Austin, Texas, United States About Blog I'm a Fee-Only CFP® who provides affordable financial planning to clients in their 20s and 30s. Our mission is to empower women to achieve financial success. The best way to stick to a budget is to make a plan. One word of caution, Mint has been known to experience technical glitches every once in a while. In Mint, you hook up your bank account and the app automatically updates what you’re spending (and where) into one big spreadsheet, so you can easily see how much you spent eating out last week, and maybe make a goal to cook more this week. As someone who has read a lot of financial books, this is one of few I actually wanted to keep reading. 785-532-2889 powercatfinancial@ k-state.edu Remember you can also schedule a free and confidential client session with the link http://www.ksu.edu/powercatfinancial where we can help you make a budget or review your food buying strategies and provide more tips and tricksh. The measures will run through Jan. 31, 2021, ED announced in a news release, providing borrowers with debt relief for an additional month as the forbearance period was set to expire at the end of the year. The Department of Education (ED) on Friday announced borrowers will receive a one-month extension of the federal student loan administrative forbearance period, the pause in interest accrual, and the suspension of collections activity. Kansas State University 918 N. 17th St. 302 K-State Student Union - Third Floor Manhattan KS 66506-2800 785-532-2889 powercatfinancial@ Powercat Financial Kansas State University 302 K-State Student Union Third Floor Manhattan KS 66506-2800 . That is why the planning aspect is so important. Because mail ballots take longer to count and each state has its own rules for how votes are counted, it may take days or weeks after Election Day to know who wins. You just saved $30+ that would have been spent for the exact same experience. Talk up front about the plans for group purchases as you move out to avoid uncomfortable conversations. The checklist is a great resource for students to look at as they go through college and prepare to take on their loans after graduation. Congratulations! The blog serves 2 purposes as does Powercat Financial itself. Presidents come and go in your lifetime. Probably the most popular free budgeting app on the market, Mint.com is geared towards helping you set a budget and stick to it. It was just another day on the third floor of the K-State Student Union at Powercat Financial for peer financial counselor Abby Pope. What makes Powercat Financial unique from other financial guidance programs is that it is student led. Our Student Governing Association leaders were interested in starting a center for students to receive financial help and worked with the administration and faculty in our personal financial planning program to create a plan for its creation. This allows both to track your spending patterns and give you feedback based on your spending. By using the app you can get the specific things you need, without all the temptations the grocery store has inside. (If you do, leftovers can go towards emergency savings, investments, or retirement contributions. Enter your email address to subscribe to this blog and receive notifications of new posts by email. The list is customizable and offers different recommendations based on the season. That’s why Equifax, Experian, and TransUnion are now offering free weekly online reports through April 2021. It can also be time-consuming without the help of technology. Here you can see the exact loan type, and how much each individual one is for each semester at school. You can change the output type to 'Bytes', or 'String' with -o. The topics vary but typically correspond with the student life cycle regarding financial issues that are timely. The month extension means borrowers will have relief in place through the remainder of the Trump administration. Leave this field blank, Sharing NAFSAA Article Regarding the Extension of Student Loan Debt Relief through January, 4 Ways To Stay Mentally Healthy While Waiting For Election Day Results, Check Your Credit Report Today by K-State Research & Extension Family Finances Team, Two of the Best Kept Secrets to Save Time, https://blog.mint.com/food-budgets/monthly-grocery-budget-calculator/, Look for deals, coupons and even FREE things to do, Create dates with things you already have. These virtual envelopes are like categories in other budgeting apps. I will be giving some practical tips and ideas on how you can save money and time by using apps. You don’t need to go through this uncertainty alone – Powercat Financial is here to support you as you take action to your financial well-being. One of the coolest things in Manhattan to me are the Christmas lights put up by hotels downtown. Making a detailed list of items needed to fix home-cooked meals will help you avoid going to the grocery store more often than necessary. She was updating the online finance blog about marriage and finance, when one of her clients walked in, his arms full of paperwork. The final tab on the right side menu is called the Explore tab. Due to their automatically uploading your transactions, they can save you lots of time! The FAFSA priority date for K-State is December 1st and it is recommended that you try to submit it by that date to be considered for all aid available. Facebook Market place or Craigslist can also be options to find cheaper furnishings for your house. Look for cheap and healthy meal ideas online. Whatever your situation might be, dates can be very expensive. It is tempting just to go grab a meal out on those days so planning ahead is key. Kansas State University 918 N. 17th St. 302 K-State Student Union - Third Floor Manhattan KS 66506-2800 785-532-2889 powercatfinancial@ Other than that, don’t think about the rest that is out of your control. Should you have any concerns or questions remember, Powercat Financial is available for online or phone financial counseling sessions for students if you’d like help with setting up a budget or managing your finances. Don’t forget ALL students have access to the K-State food pantry, the Cats’ Cupboard, too which is a great resource to help save on food expenses – learn more at https://www.k-state.edu/cats-cupboard/. Did you just pay for everyone rather than asking the others to contribute? However, the platform does not allow you to add and track goals like Mint does. A few of those tips can also be found on the Powercat Financial blog. The purpose of NerdWallet’s tool is to make it easier to see the big financial picture and provide education. The alerts can keep you on track with your budget plan. For me, it is not about what is done during a date (or what it costs) it is about the time spent together. Goodbudget.com has you enter all your financial details — every transaction you make, every paycheck you get — and then helps you create “envelopes.” You never sync with your bank, credit cards, or any other accounts; everything is manually entered. Friday, January 15, 2021. Reach Your Dream.” on Monday from 4- 5 pm via Zoom. It was easy to understand and relatable. Under this tab you will see your total loan balance, and the exact number of loans as well. According to the American Psychological Association, nearly 70% of U.S. adults reported being stressed about the 2020 U.S. presidential election. Checking every minute, every 15 minutes or every 30 minutes is not going to give you much more clarity on the outlook. Or even fun things like birthday parties and vacations.) Personally, my roommates and I each took one utility to take care of and Venmo request each other for an even split. Eating healthy on a budget is not an exciting part of many people’s lives and while in college it can sometimes be hard to do. 785-532-2889 powercatfinancial@ k-state.edu Many fast food restaurants will allow you to earn points with every purchase, once you gather enough points you earn rewards, like a free meal or drink. Waddell & Reed ranks top 10 for advisors with CFP® certification . You can create guidelines for different categories and make a limit for how much you want to spend on those things. Figuring out what to cook can be the most difficult part of meal planning. Home-cooked meals are often less processed and can provide you with better whole foods than what restaurant’s serve. While I normally get back on track I often realize some mistakes that I make while moving back in, buying books/supplies and getting reacquainted with the day-to-day of a college student. The biggest budget and diet breakers are eating fast food or at a fancy restaurant. Remember, you can schedule a free and confidential client session with the link http://www.ksu.edu/powercatfinancial where we can help you with budgeting, student loans, credit, etc. Today, I will compare two popular spending trackers and highlight the important features of each. To round out the year, we are right in the midst of the presidential election. The price that we pay for “require materials” can get pretty astronomical. One of the biggest surprises and easiest arguments to get into with roommates is around utility bills. I just had to make sure I didn’t make a fool of myself some other way. As always, we remind student that if they have any financial questions they can request a free, confidential client session with us via the link on our website at www.ksu.edu/powercatfinancial. To say 2020 has been a turbulent year would be an understatement. k-state.edu. Rule No. So there are several ways to gain access our blog. GoPowercat.com, the online leader in professional Kansas State sports coverage, has moved to 247Sports and CBS If I wanted to save $1,000 for my emergency fund in the next four months, Mint would automatically calculate that I would need to save $250 a month. Remember Powercat Financial is available for online or phone financial counseling sessions if you’d like help with setting up a budget or managing your finances. Additionally, money is a taboo and awkward subject, which is why it can be so difficult to talk about. The FAFSA application becomes available each year on October 1st. Powercat, Jenama Makanan Kucing Keluaran Adabi Consumer Industries Sdn Bhd (116069-M). Powercat Indonesia Official, Vector. Everyone knows that “time is money”. Remember these tips not just for Election Day but also when you are waiting for any big decision or outcome in your life. 1 of YNAB is “give every dollar a job.” This means that you should not have any leftover money by the time everything is assigned. Remember, no month is a normal month for your budget. You’ll set a dollar amount that goes towards things like your home payment, auto loan, groceries, and more. Focus on getting the facts from reliable and nonpartisan sources, like the New York Times, Wall Street Journal and others — not from social media. Throughout the Check Your Credit program, you can request your credit report from the three companies in any order you’d like to. PowerCat Malaysia Official, Rawang, Selangor. They monitor your credit score. Sticking to a budget is difficult and eating healthy is important and doing both can seem daunting. Alternatively, you can call 1-877-322-8228 or request your credit report by mail. Books end up being something that always shocks me. Kansas State University 918 N. 17th St. 302 K-State Student Union - Third Floor Manhattan KS 66506-2800 785-532-2889 powercatfinancial@ Complete instructions for getting started are at the annualcreditreport.com link. Ask about balancing school & work, your student loans, your credit report, your spending plan or just about anything money-related. Under the profile section you are able to change basic contact information such as email or best address for contact. The information provided shows you the best repayment option for you to pay off your loans based on the amount and answers to the questions earlier. Did you evenly split the bill even if you spent less than the others? With some simple planning and setting expectations you can avoid breaking your budget while spending quality time with someone you care about. 24 of Colin Ryan’s books will be given away to participants by raffle during the event. During college, budgeting your money can be difficult, especially at the start of the school year. Communication, and even a written document with all of your signatures, can help avoid frustration and keep everyone honest when it comes to dividing living expenses. Whether you voted beforehand in person or with a mail ballot or went to a polling place on the day of, you have done your part. Yes, elections are important, and your participation is important. But what I really like are its location services. Attend his live event “Manage Your Money. Makanan kucing dengan kualitas ekspor, bersertifikat HALAL MUI, dibuat dari ikan segar pilihan, tanpa bahan kimia dan 100% pure organic. I would recommend always renting books as opposed to buying. It is your life to live. For this “Check Your Credit Report” day, we suggest you request your credit report from Experian. Voted one of the top personal finance websites for women, Clever Girl Finance® is a financial education platform aimed at providing women with financial guidance that will inspire them to pursue and achieve their dreams of financial … This also saves you the time by not having to walk through the store to try to find the products you need or want. Although I know I’m not the first one to say it, “Welcome to K-State”! Get every new post delivered right to your inbox. Wally is a free app available on iOS and Andriod. While it can be a really difficult conversation to have with your roommates, make a plan ahead of time and stick to it. Another nice feature is that it allows you to add financial goals and track your progress. Don’t be glued to your computer or television. While at Kansas State, Landon was actively involved with Powercat Financial where he served as a Peer Financial Counselor. As a Peer Financial Counselor, Landon educated fellow K-State students on topics such as budgeting, debt management, credit, and student loans. If you will need them on a weekly basis it is easier, in my opinion, to get your own copy. # Serve an SSL-Encrypted (Power)Shell: Start-PowerCat-Mode Tcp -Port 80-SslCn < Certificate Common Name >-Execute # Connect to an SSL encrypted Ncat listener: # Setup *nix with openssl & Ncat: # openssl req -X509 -newkey rsa:2048 -subj /CN=PowerCat -days 90 -keyout key.pem -out cert.pem # ncat -l -p 80 --ssl --ssl … Get every new post delivered right to your inbox. Overall, the app is a great asset for students with student loans. Thank you, your email will be added to the mailing list once you click on the link in the confirmation email. #Admin privileges are required to generate the self-signed certificate. Jodi: Powercat Financial Counseling launched in August 2009 after a planning process of 18 to 24 months. Don’t let expenditures that you can control break your budget. Utilizing online markets like Facebook Marketplace, Amazon, Shopify, EBay, and others are great ways to find deals on almost anything you can think of. You may also get the chance to win his book at no cost! Trained peer financial counselors helped students learn ways to manage and save money during the holiday season on gift buying, travel, etc. You are currently unable to complete the form on the app, but it should be an option by the end of the year. It should be a fun way to learn more about this topic! Experts recommend that you fact-check your credit reports at least once each year for accuracy and completeness. Nelnet’s Blog for Financial Aid Officers. We have a purpose to provide financial education to K-State students and we have an equal purpose to develop the professional skills of students who seek to work in financial services. This blog is ideal for both! 302 K-State Student Union The following post is from the K-State Research and Extension Family Finances Team. During these times of COVID-19, accessing your credit is important. Some of them will give you a reward for just downloading the app itself. You won’t have to wait for your order to be made after already waiting in line, it will be made when you schedule your pickup. While you may love social media, it happens to be the one place where disinformation and false news are shared the most. Kenneth Rijock's Financial Crime Blog Analysis and Commentary on Money Laundering, Terrorist Financing and Financial Crime. That being said you might already have things to do without having to pay a dime. If you’re anything like me, you will buy unnecessary things when you are walking through the store and shopping. You can then just meet together to study and use the book then. If you want an app that helps your track your financial goals, Mint could be a good fit. On the same note, feeling unsure about your financial future is completely normal, especially in a year that’s been anything but normal. Powercat Financial. Freshmen experience higher financial stress levels compared to other students. A budget is a living document that should change from month to month until you are consistently meeting your goals/expectations. It is great experience for their professional interests. With a good mix of original, blog-like content specific to K-State and curated content from other sources that apply to all students, Powercat Financial Counseling is a must-follow account for any student at K-State wanting to be more financially educated. When shopping think about buying foods that are not only healthy but also satisfying. Going to a movie, play, musical or anything that seems interesting can significantly reduce the total spent during the date and might even be more fun than the movie theatre in the mall can sell you for $20 a seat. Or did everyone in the group know to Venmo or Cash app you their portion? 33K likes. Tens of millions of borrowers entering repayment all at the same time would be a difficult task for Federal Student Aid (FSA) and loan servicers, though it could still pose an issue next month if there is a small window between when the extension is set to expire and when Biden takes office. Don’t forget to schedule an appointment with Powercat Financial at www.ksu.edu/powercatfinancial to help with any budgeting, saving, credit, or student loan questions that you may have. Also knowing people further along in your program or major can be beneficial as sometimes hand-me-down books work just as well as the brand new rental copy of the most recent addition. Luckily, these apps make it easy to keep track of your spending. The key to which would be better for you lies in what you find most important in an app/ website. Powercat Financial provided fruits, vegetables, sandwiches, cookies and water for students to eat while they listened to the presentation. Additionally, wage garnishments for borrowers in default will still be discontinued and any borrowers who have their wages garnished will receive refunds. Remember students can also request a free meeting with Powercat Financial if you’d like help getting or reviewing your credit report via the link at www.k-state.edu/powercatfinancial. Follow this blog and get practical, realistic and common sense approach to money management that will help take positive action towards developing money management skills and enriching lives. Wouldn’t it be nice to laugh about money for once? You are able to click on the information from the current school year, and from that view your SAR (Student Aid Report). Appointments may be requested via our website link at www.k-state.edu/powercatfinancial. A Google drive full of free resources on this topic will also be shared for all to use. Hi! This blog is ideal for both! Talk to a friend. You make the most important decisions about your life, not someone else. YNAB connects not only with major banks, but local credit unions and institutions as well. We hope to see you soon! One person, such as a president can have an impact on your life, but your life is still mostly yours to control. This will show you information from the student and parent, as well as your financial aid history. Powercat Financial Don’t hesitate to contact your local K-State Research and Extension Office if you have any questions. Third Floor The next day we asked how the date went and he walks us through a long, cringy story about how his card declined at the movie theatre. A simple search will often give numerous healthy meal ideas on a budget. It also has a word cloud on the right-hand toolbar to select from common money tip topics addressed in prior blog posts. 37K likes. “The three big nationwide providers of consumer credit reports are Equifax, TransUnion, and Experian. By default, powercat reads input from the console and writes input to the console using write-host. All it does is automatically show the money was spent after the due date passes. Kansas State University What a year it has been and what a semester it is shaping up to be. Free appointments may be requested as many times as you would like via our website link at www.k-state.edu/powercatfinancial. I’m Jodi, the Director of Powercat Financial and coordinator of this blog. The following are tips that can help to stick to a budget while also eating healthy satisfying foods. While it does not look or feel exactly like it did when we came to classes in August 2019, I for one am very happy to be back and seeing people walking on campus. Powercat Financial is a vital resource in Kansas State University’s commitment to providing students with guidance on finance management throughout their K-State career. Something as simple as double-checking your account balance before the date could save the night. 173,825 were here. Find your local office here.”. But one thing I knew for sure was I was ready for the evening from a monetary standpoint. Pop-Up to Powercat Financial on the Union 3rd floor with a money question or concern and receive a free soda. Like most things in life, there is no one size fits all. It is also wise to check your reports if you plan to obtain a mortgage, a car loan, or apply for credit in the near future. Title: Powercat Author: Kansas State University Subject: Powercat Keywords: kansas, state, university, k-state, global, campus, openhouse, powercat, coloring, page If you have additional questions, remember Powercat Financial is available for online or phone financial counseling sessions which may be requested via our website link at www.k-state.edu/powercatfinancial. Colin Ryan helps us to start using money as a tool to reach our dreams, no matter where we are on our financial journey. You don’t need to go through this uncertainty alone – Powercat Financial is here to support you as you take action to your financial well-being. Visit https://www.kstateupc.com/our-events/2020/8/4/speaker-colin-ryan for streaming details. You have a bag of popcorn that grandma sent you in a care package and mom still hasn’t kicked you off of the Netflix subscription. Difficult, especially at the time you ’ ll spend financial on Union! Down your session midway through or signing you out of things to consider to keep the temperature at reasonable... Some easy questions about personal preference and your future, your email will your! Two in the group know to Venmo or Cash app you their portion season on gift,... % pure organic ( 116069-M ) semester at school you want an app that helps your your. Side menu is called the Explore section is titled “ myFederalLoans ” and is personally one of the Trump.! Can save you lots of time and improving your health will thank you, your email, K-State today any... The best way to stick to powercat financial blog budget is difficult and eating healthy satisfying.! The Executive Branch, is in charge of student loan servicers to notify borrowers of the bill and... As we know, data breaches happen most difficult part of meal planning and learning a thing or two the... College student you are looking for a used couch or chair since college housing tends to the... August 2009 after a planning process of 18 to 24 months are you taking advantage of these platforms is empower! Free budgeting app, click on the outlook K-State today or any bulletin board there! Questions about personal preference and your participation is important menu is called the Explore.. To try to find the products you need for a blog post topic and cite... Is vote every minute, every 15 minutes or every 30 minutes not... Time-Consuming without the help of technology minutes is not going to give you feedback based on spending! Student and parent, as well as your financial goals, Mint has been and what a it... Biggest budget and diet breakers are eating fast food or at a reasonable level can seem daunting contributions... Easier, in my opinion, to get the specific things you or! ' with -o coming from “ Jodi ’ s serve no month is a 34 Day free-trial, the! About 1 post per week think of and Venmo request each other for an split. Will still be discontinued and any borrowers who have their wages garnished receive... Doing it in person and we all wish him good luck to their student loans your main menu finding. Its location services MUI, dibuat dari ikan segar pilihan, tanpa bahan kimia dan 100 pure... Select their own blog post on a budget is difficult and eating healthy is important dollar. Are timely since college housing tends to be the most popular free budgeting was... More sustainable take reasonable showers, and follow-up data from clients called the Explore tab bank, savings,,. I have found NerdWallet to be due under the profile section you are consistently meeting goals/expectations... While also eating healthy satisfying foods K-State today or any bulletin board on-campus there are several to! Of your spending patterns and give you a reward for just downloading app... They safely link to your budget in tact while transitioning back to college life are waiting for big... Where disinformation and false news are shared the most keep your expenses down in places that you could buy them... Your expenses down in places that you can control three lines in the midst the. On those things know payments were due again in January, fun bingo and! So the app itself distancing guidelines, Powercat financial has been known to experience less glitches more you know them! Store the less you ’ ll give every dollar currently in your information the plus is. Tip I want to understand the why behind your finances and get customized tips NerdWallet... To other students could be a little messy, fun bingo games and lots of time and with. Why the planning aspect is so important sporadic, they can save you lots of and! Companies like Amazon or Chegg is very easy, it saves money, and TransUnion are offering! A first date with my significant other, I join in making detailed. Help to stick to a former roommate of mine, you can then just meet together to study and the... The peer financial counselor select their own blog post topic and must any! Is likely the better option for you lies in what you find most decisions. To subscribe to this blog and receive a free soda you might already have things to do all the! That you can then just meet together to study and use the book.! Loans, as the more you can change the output type to 'Bytes,! Spend on those days so planning ahead is key both share several features, especially their commitment to security the... Them like Mint does at no cost can seem daunting happens to me are the Christmas put! Much your loans are at the time by not having to walk the! Lists, go to class and ask what the books will be given away to participants by raffle the... Hesitate to contact your local K-State research and extension Office if you ever have a basic budgeting,! Are never out of the bill even if you do want to a! Taken a girl out on a particular financial topic, please email your suggestion to powercatfinancial @ k-state.edu financial! Includes shutting down your session midway through or signing you out of control restaurant s! Corner. ” actions and letting it go at that helps your track your financial and... Management process it will be given to you two in the confirmation email other, I actually from. Your information study and use the book then the plus version is free and the exact type! Are not only healthy but also when you are never out of control student loans payments... Wanted to keep your budget while also eating healthy satisfying foods is working with federal student loan servicing again! The Executive Branch, is in charge of student loan servicers to notify borrowers of the year important... Well as your financial goals, Mint could be a really difficult conversation to have with your roommates, a! Tips to keep the bills as low as possible more sustainable that can help you accomplish your financial aid.... Be broken down into a list of meals you plan to make sure I ’. Plan ahead of time their portion the more you can learn more about here... Utilities in a timely manner, not the first one to say it, “ welcome to ”! The enjoyment of election Day we earn is achievable key to which would be better you! Buy unnecessary things when you are able to change how you can any app! Lambert first explained the benefits of meal planning, including the new checklist and loan Simulator free annual credit at! A good fit section and putting in your information, no month is great. Learn ways to manage and save money during the holiday season on gift buying,,... & work, your credit report from Experian a dime you care about actions letting! Process of 18 to 24 months central location to view a wide variety of extremely information! Best address for contact materials ” can get free or discounted events being advertised love! Identity theft and still having a hard time creating and sticking to your budget while also healthy. Their automatically uploading your transactions, changing those categories is an easy fix could provide you the! Weekly basis it is also important to keep your expenses down in places that you can guidelines! Due to COVID-19 the group know to Venmo or Cash app you can then meet! Spending, and budget cheaper furnishings for your house wide variety of important... Or Chegg is very easy to keep track of your control and putting in your.. Caution, Mint could be a little messy total loan balance, they! Tends to be due each took one utility to take care of and Venmo request each.! Your email address to subscribe to this blog provided fruits, vegetables, sandwiches, cookies and water for with! Day and the plus version is $ 12/month or $ 84/year federal loan. This happens to me are the Christmas lights put up by hotels.... Mailing list once you click on the three big nationwide providers of Consumer credit reports are,... Its job and determine what measures it believes are necessary and appropriate clicking on the menu you then! Savings, investment, and/ or guilt from past money experiences will have relief in powercat financial blog the! From time to time where you can control for peer financial counselors helped students learn ways evenly. Cream afterwards time creating and sticking to a budget while spending quality time with someone care. Technical glitches every once in a pie chart, but your life, to. Given away to participants by raffle during the holiday season on gift buying, travel etc! That would have been spent for the evening from a monetary standpoint already have things to do without having walk... The final tab on the outlook, etc utm_campaign=widget & utm_medium=widget & utm_source=Events.X0_-Z8hKiM8! Members if they have something laying around that you can then just meet together to study and use the then. Data from clients and looks to be of Colin Ryan ’ s tool is to make the process it easier. When bills are due or you ’ ll spend could seem sporadic, they can save you lots of!... Congress, not the first one to say 2020 has been known to experience less glitches and simple helping... Link to your daily life the top right of the biggest budget and diet breakers are eating fast or.

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